According to statistics for 27 listed banks that have announced their financial statements for the fourth quarter of 2023, the amount of customer deposits increased in 2023, up to 9.8 million billion VND, an increase of 18.76% compared to the previous year. 2022.
The above figure does not include the amount of capital mobilized at Agribank and unlisted banks. If Agribank’s mobilization is included, it is estimated that the total amount of money mobilized by 28 banks through savings channels is about over 11 million billion VND.
Meanwhile, according to the latest announcement of the State Bank, the amount of deposits from economic organizations and residents into the credit institution system as of November 2023 reached a record level of 12.8 million billion VND (in The residential sector’s deposits reached 6,471 million billion VND).
However, this figure of 12.8 million billion VND includes valuable paper issuances (promissory notes, bonds, certificates of deposit,…), while the total figure of 9.8 million billion VND from the financial statements of 27 listed banks excluding valuable papers.
In particular, BIDV, VietinBank and Vietcombank respectively hold the top 3 positions among listed banks in terms of deposit mobilization.
The amount of customer deposits (term and non-term) at BIDV as of December 31, 2023 is up to 1,685 million billion VND, an increase of 15.67% compared to 2022.
With VietinBank, this bank attracted 1.409 million billion VND in deposits, an increase of 13% compared to 2022. Meanwhile, Vietcombank received 1.40 million billion VND in deposits from customers, an increase of 14.46%.
Behind the three “big guys” mentioned above, the group of joint stock commercial banks in the Top 10 listed banks that customers “choose to deposit money” include: MB, Sacombank, ACB, Techcombank, SHB, VPBank, HDBank.
Accordingly, the amount of deposits as of December 31, 2023 at MB is VND 569,640 billion, an increase of 27%; at Sacombank is 506,435 billion VND, an increase of 12.52%; at ACB is 483,649 billion VND, an increase of 16.33%; at Techcombank is 458,000 billion VND, an increase of 27%.
