In July, the loan portfolio of banks increased by 0.4 percent or 75.8 million manats to 21,372 million manats.
Publika.az According to the Central Bank, the structure of the loan portfolio is: business loans – 54.4 percent (11,622.7 million manats); consumer loans – 29.8 percent (6,376 million manats) and mortgage loans – 15.8 percent (3,373.3 million manats).
The share of overdue loans in the total loan portfolio (including OBKTs and credit unions) decreased by 1.3 percentage points compared to the corresponding period of the previous year and amounted to 2.2 percent.
The structure of liabilities is dominated by the deposit portfolio – 81.6 percent of total liabilities or 31,841.1 million manats. 61 percent of the deposit portfolio (19,411.8 million manats) consists of deposits of legal entities, 39 percent (12,429.3 million manats) of natural persons (excluding deposits of natural persons engaged in individual entrepreneurship).
53.5 percent (6,645.6 million manats) of the savings portfolio of natural persons consists of term deposits. Demand deposits of legal entities amounted to 15,816.4 million manats, making up 81.5 percent of the total deposit portfolio of legal entities.
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