2024-04-25 16:02:14
In recent days, Banco Nación (BNA) launched a new loan of up to $15,000,000 that is intended for retirees and can be repaid in 60 installments. Those interested in applying for the loan must have their pension domiciled in the BNA and no maximum age limit is required to apply for the application.
$70,000 bonus for retirees and pensioners: which groups will receive it and when it will be collected
The maximum amount of credit that each individual can request is calculated based on the payment not exceeding 35% of the monthly net income. Meanwhile, the loan has an Annual Nominal Rate (TNA) of 50% and an Annual Effective Rate (TEA) of 63.26%.
From the public entity they reported that the loan is offered under the modality of direct discount in the account or through the discount system, where the installments are deducted from the retirement receipt.
What are the requirements to access Banco Nación credit?
– Retired or pensioned: being retired or receiving a pension and receiving salaries through Banco Nación.
– Income domiciled in BNA: the assets must be domiciled in Banco Nación.
– Payment capacity: the loan payment should not exceed 35% of the monthly net income.
– Comply with other debts: other debts that the applicant has in the BNA or other entities will be considered when calculating the maximum loan amount.
– Discount authorization: you must authorize Banco Nación to discount the loan installments directly from your bank account or from the Anses salary receipt.
– Guarantee with promissory note: the loan is granted with a single signature and will be implemented with the signing of a promissory note.
Banco Nación credits: how to access
1. Log in to BNA+ in the “Your Bank” section through the application or website.
2. Select the “Loans” option and click on the “+” sign.
3. Choose the $15 million loan, specify the desired amount, the destination and the number of installments.
4. Validate all the data entered.
5. Confirm and submit your request to finish the process and wait for approval.
It is important to highlight that the calculation is also set taking into account the retiree’s debts in the BNA or in other financial entities to ensure payment sustainability.
