You can now add your years of contributions from the IMSS and the ISSSTE

The National Commission of the Retirement Savings System (Consar), the IMSS and the ISSSTE signed a portability agreement that allows unifying the contributions of workers who worked both in the private initiative and in the public sector, which will help improve the pension before any of the social security institutes.

If you are a working person who has contributed simultaneously or for intermittent periods to the Mexican Social Security Institute (IMSS) and the Institute of Security and Social Services of State Workers (ISSSTE), now you can obtain the portability of rights .

To carry out this procedure, workers must first meet the following requirements: have contributions from both institutes (IMSS and ISSSTE); be part of Law 73 or 97 of Social Security and belong to the ISSSTE Individual Account Regime; have a minimum age of 60 years (you can start the process within the year before reaching the age); be in the period of Conservation of Rights in the IMSS (for Law 73 pensions); have proof of ISSSTE-IMSS Recognized Periods.

The procedure is carried out at the Security Institute where the last contribution was made, but if the withdrawal was simultaneous, you can go to any of the two institutions, that is, the one the worker wishes.

Among the documents that must be presented are the official identification with a photograph, CURP, copy of the election document or printout of the Single Electronic File that proves that it is under the ISSSTE individual account regime, Afore account statement.

As steps to follow, the request for transfer of rights must be made. In the case of the IMSS, in person at the Subdelegation closest to the home, or online, through IMSS Digital, by entering the official Social Security website. In the case of the ISSSTE, in person at the Benefits Subdelegations of the State and Regional Representations

The Institute will request information on the contribution periods and base salaries or basic salaries, in order to obtain the contribution periods recognized by both Institutes. You will receive the “Report of Weeks Contributed to the IMSS with the totalization of ISSSTE periods” or the “ISSSTE Contribution Period Report”.

You will have to continue with the Pension application process at the same Institute where the request for transfer of rights was registered and be deregistered from the mandatory regimes of both institutions, including voluntary continuation.

Manifest in a manner expresses the will to transfer the rights of the contribution periods under the Social Security Law and the ISSSTE Lawas well as the resources accumulated in the Retirement Insurance, Late Age Unemployment and Old Age (RCV) subaccounts, established under the two regimes.

Obtain from the Institute where the procedure was carried out the “Resolution and/or Pension Grant” document.

The Institute that issued the “Resolution and/or Pension Grant” will request the Retirement Fund Administrator (Afore), in which the Individual Account is registered, the transfer of resources from the corresponding subaccounts that will be used to finance the payment of the pension.

The Afore will transfer the resources from the subaccounts of the Individual Account that will be used to finance the payment of the Pension, if applicable. The excess balances of the subaccounts and/or the balances of other subaccounts that have not been used will continue to be managed by the Afore and will be available to the workers when they request their withdrawal.

Once the pension right has been obtained, you must go to the Afore to make the request to withdraw the corresponding resources.