Since October 7, the deposit rate of interest marketplace has develop into “strangely quiet”, proceeding to file no financial institution changes this morning. The place is the absolute best position to deposit cash for a 6-month time period?
From the start of the month to nowadays (October 15), handiest 3 banks have greater deposit rates of interest, together with LPBank, Bac A Financial institution and Eximbank, whilst Techcombank is the one financial institution to scale back rates of interest.
In step with statistics for 6-month on-line deposit rates of interest, there are lately 19 banks indexed at 5%/12 months or extra. The absolute best rate of interest is 5.55%/12 months at Development Financial institution (CB) and Dong A Financial institution (Dong A Financial institution). Subsequent is Nationwide Citizen Financial institution (NCB) indexed at 5.45%/12 months.
Ocean Financial institution (OceanBank) and Bac A Financial institution (Bac A Financial institution) respectively indexed 5.4% and 5.25%/12 months for this time period.
Banks record rates of interest of five.2%/12 months come with Ban Viet Financial institution (BVBank), Bao Viet Financial institution (BaoViet Financial institution), Vietnam Export-Import Financial institution (Eximbank), Kien Lengthy Financial institution (Kienlongbank), Loc Phat Vietnam Financial institution (LPBank), and Vietnam Thuong Tin Financial institution (VietBank).
Two banks are record financial savings rates of interest of five.1%/12 months together with Orient Financial institution (OCB) and Ho Chi Minh Town Building Financial institution (HDBank). GPBank lists an rate of interest of five.05%/12 months.
A sequence of banks are record on-line deposit rates of interest of five%/12 months for 6-month time period deposits together with: An Binh Financial institution (ABBank), Nam A Financial institution (Nam A Financial institution), Prosperity and Phat Financial institution Building Financial institution (PGBank), Saigon – Hanoi Financial institution (SHB), and Vietnam Prosperity Financial institution (VPBank).
The remainder banks checklist 6-month time period deposit rates of interest under 5%/12 months. Amongst them, SCB and Vietcombank indexed the bottom rates of interest, handiest 2.9%/12 months. The remainder 3 banks within the big4 staff (Agribank, VietinBank and BIDV) each indexed at 3.3%/12 months. Those also are the few banks that checklist rates of interest under 4%/12 months for a 6-month time period.
HIGHEST DEPOSITS INTEREST RATE SCHEDULE (FOR 6-MONTH TERM) AT BANKS ON OCTOBER 15, 2024 (%/YEAR)BANK1 MONTH3 MONTHS6 MONTHS9 MONTHS12 MONTHS18 MONTHSCBBANK3,845,555,55,75,85DONG A BANK3,94,15,555,75,86,1NCB3,84,15,455,655,86,15OCEANBANK4,14,45,45,55,86,1BAC A BANK3,84,15,255,355,75,85BAOVIETBANK3,345,25,45,86BVBANK3,845,25,55,86EXIMBANK3,94,35,24,55,25,8KIENLONGBANK3,73,75,25,35,65,7LPBANK3,94,15,25,25,65,9VIETBANK3,845,255,65,9HDBANK3,853,955,14,75,56,1OCB3,94,15,15,15,25,4GPBANK3,23,725,055,45,755,85ABBANK3,23,755,25,65,7NAM A BANK3,84,155,25,65,7PGBANK3,43,8555,55,8SHB3,53,855,15,55,8VPBANK3,63,8555,55,5SACOMBANK3,33,64,94,95,45,6SAIGONBANK3,33,64,84,95,86VIET A BANK3,43,74,84,85,45,7TPBANK3,53,84,75,25,4MSB3,73,74,64,65,45,4VIB3,23,64,64,65,1TECHCOMBANK3,253,454,554,554,854,85PVCOMBANK3,33,64,54,75,15,8MB3,33,74,44,45,15ACB3,13,54,24,34,9SEABANK2,953,453,753,954,55,45AGRIBANK22,53,33,34,74,7BIDV22,33,33,34,74,7VIETINBANK22,33,33,34,74,7SCB1,61,92,92,93,73,9VIETCOMBANK1,61,92,92,94,64,6