Bizum is undoubtedly already one of the mobile apps more present in our lives. And if we ever stop using it, it will surely be because they invented a simpler, more effective formula and perhaps with more functionality. But for now it is the perfect option for the goal it achieves. Well, currently there is no such widespread payment method all over the world.
It is possible to think that the Success Bizum It’s circumstantial, because being new, he didn’t actually invent anything new: it’s an application for pay, request money or make transfers via mobile phone. It may be that whoever invented it simply came up with a way to combine something we already had, however it is clear that without being new, it was a nice discovery that came to cover needs we didn’t know we had.
First of all because it is used via the file mobile phone, a device that has undoubtedly become a fifth limb. We do everything or we want to do it. Secondly because it allowed us three fundamental banking functions, with just one click: Pay, request money and make transfers. And finally, it is free, which has made us use it more, thus remaining a fundamental tool.
Bizum is already so integrated into our lives that we have developed one one’s own language with expressions that everyone already understands. And if someone says so “I’ll Make You a Bizum”, we all know he will send you money. On the contrary, if he asks you to do Bizum, you will be the one to send him. For its part, arriving at a store and asking if it is possible to make Bizum means asking yourself if you can pay with this payment method.
Limitations of Bizum
Just because we hold Bizum in such high regard doesn’t mean the app is perfect. As with everything, each user can give their opinion on what the app might lack or exceed. In this sense it is true It has a number of limitations marked by the app itself. Specifically, Bizum has a limit on the amount of money that can be sent. This limitation is not a shortcoming of the application, in fact Bizum tries to ensure the security of transactions by marking these limits.
Bizum has limits for sending money
But the limitation itself is also limited. That is, Bizum does not impose limitations, for example, on the number of operations that the user can carry out. The limit is instead established by the amount that can be sent in said shipments. In this sense, the The maximum amount you can send via Bizum in one day is 2,000 euros and in just 60 operations. Likewise, for an entire month, the maximum amount you can send is set at 5,000 euros.
Minimum amount of money that can be sent
Bizum doesn’t have many limitations, but all of the established ones have a significant goal. First, it is not a banking institution, so allowing unlimited movement of money could be a problem. In this sense there is a fundamental factor why it also has limitations, because if the app itself was not included, it would also be limited by tax rules. Therefore, The app has only established some guidelines to avoid fraud.
On the other hand, but based on the above, it is believed that the app company usually has a maximum and minimum amount to operate with. In this way, the The minimum amount of money that can be sent via Bizum is 50 cents of Euro. For many this minimum may be absurd, for others even logical, but that is how they established it. The maximum limit, however, is set at 1,000 euros. This may be, as we said previously, to avoid tax problems.
2024-01-13 11:00:56
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