Establishes minimum pension at S/ 600. It also raises the minimum age for early retirement to 55 years.
He Plenary session of the Congress of the Republic approved a new pension system. With just 38 votes in favor in the second vote, a momentous reform obtained the approval of the Legislature, amidst altercations in the chamber.
No more withdrawals: The approved initiative completely closes the door to possible new withdrawals of funds from the AFPs. In this sense, it is established that funds cannot be totally or partially withdrawn from the individual accounts of mandatory contributions during the active stage of the member.
Consumption contribution: All people, even if they are not affiliated with the ONP or AFP, they will be able to allocate 1% of their consumption to their pension account. This measure must be carried out through the presentation of payment receipts and has a limit of S/41,200 per year (eight UIT). Likewise, individual purchases should not exceed S/ 700.
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Minimum pension: Another measure of the reform is the establishment of a minimum pension for members of any of the AFPs, as long as they have made at least 240 contributions.
This is how you can receive a pension of S/600, even if the amount necessary to do so has not been reached, since the State would finance the remaining amount.
It should be noted that consumption contributions will be managed by the Private Pension System in a special account. A commission may be charged for the management of these funds. However, the details of this measure will be established in the regulations.
Retirement age: The approved proposal contemplates that retirement for men and women is at 65 years of age. However, to access an early unemployment pension, advanced or ordinary early pension, it will be from the age of 55.
People under 40 will not be able to decide: Another aspect that the rule indicates is that members of the SPP and new members of the new system who are under 40 years of age will not be able to choose any type of withdrawal to receive their pension, nor request their AFP to deliver 95.5% of the total. of the fund available in your Individual Capitalization Account (CIC) in the parts you consider appropriate.
It also provides for the increase in the minimum age of the REJA Special Early Retirement Regime, which means that affiliates will be able to access this modality at 55 years of age, and no longer at 50.
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2024-06-19 03:26:56