Telephone extortion increases during the holiday season, especially with regard to supposed parcel delivery messages that are intended for a second attempt to locate the address, but which in reality are false and seek to commit fraud on the user.
And since businesses often order merchandise either through apps or websites, these messages can be confusing for merchants.
Mariano Serna Muñoz, president of the National Chamber of Commerce (Canaco) in Torreón, pointed out that During the holidays, this type of message increases.as well as extortion and fraud calls, which is why he recommended that citizens and merchants be alert to avoid becoming victims of these criminals.
“We have detected that there are messages arriving on cell phones telling us that a package has arrived or that there is a code that we have to return to receive a prize, and that has also led to the theft of personal data. We have also detected that there has been an investment chain where returns of up to 70% were given and that many people are defrauded,” he commented. “We want to tell citizens to be very vigilant so as not to be victims of this type of problem.”
Among the different types of fraud that have been found is through telephone calls. This medium is one of the first that scammers used to obtain personal and financial information. Someone communicates to confirm personal information: name, address, RFC or CURP, account or card number, PIN, passwords, security codes, etc. It is advisable to contact the financial institution and confirm the information obtained from the call; If you provided the information requested, do not hesitate to cancel your cards and check if you have any expenses that you do not recognize.
Another method is through text message. Also known as smishing, this type of fraud usually involves sending an SMS to your cell phone, with the aim of getting you to visit a fraudulent website. The purpose of this is to obtain your banking information in order to make transactions in your name. Avoid opening links to suspicious sites; if you download an application, do so through official stores.
Cloning, theft and alteration of information. Generally, this type of fraud is carried out at ATMs, bank branches, gas stations, restaurants, among others. The way they operate is varied, however, the information they need to know is your card number and PIN. To avoid this type of fraud, before using the ATM, check if you detect loose parts, bands or networks in the slots, if so, report it and do not use it; When you pay with your credit or debit card, do not lose sight of it, ask them to bring you the terminal and cover the keyboard when entering the PIN; do not accept help from strangers for any type of transaction, if you require someone to help you go to the bank staff; Hire alert services to receive notifications of your movements and know instantly what is happening with your financescheck with your financial institution for costs and operation.
Fake websites. Just like other types of fraud, the creators of these websites are looking to obtain your banking information. This fraud is also known as phishing, in which scammers create a fake page to impersonate a financial institution, either by telling you that there is an error in your bank account or by using some other alarming situation to convince you to give them the information they need. In these cases, avoid accessing websites that you do not recognize or that seem unsafe. If you need to access a website, type the page you want to access directly into the address bar. Never open attachments that supposedly come from your bank or downloaded from the Internet.
By email and social networks. Another name for spam is junk mail. This is a message sent to several recipients who usually did not request it and are disguised for advertising or commercial purposes. The information in this email invites you to visit a page or download a file that is usually a virus, through which the data from your device is stolen.
Through social networks, fraudsters send private messages requesting your personal and banking information. If you received a message of this type, immediately doubt its origin; Do not provide anything and verify the situation with your bank.
Fraud can also be committed through pop-ups or links on fake pages; This is known as pharming. Make sure you see the verification checkmark marked in blue on all official platforms or a closed padlock in the navigation bar. Remember that the increase in financial fraud is mainly due to the lack of information and the way you have your information online.
#warn #telephone #internet #fraud #attempts #avoid
2024-06-29 05:25:48