MNC Bank Business Strategy to Drive Future Growth

JAKARTA – PT Bank MNC Internasional Tbk (IDX: BABP) or MNC Bank, a subsidiary of PT MNC Kapital Indonesia (IDX: BCAP) part of the MNC Group (IDX: BHIT) has prepared a business strategy to improve the sustainable positive performance achieved in previous book.

MNC Bank is currently implementing a business strategy to navigate 2024-2025 with a focus on 3 (three) main aspects, namely Third Party Funds (DPK), Digital Banking Service Innovation, and Profitability.

Third Party Funds (DPK)

In the aspect of collecting deposits, MNC Bank continues to improve its services to answer all customer banking needs, both corporate, MSME (Micro, Small and Medium Enterprises), and individuals.

On the corporate and MSME side, MNC Bank is maximizing the increase in the use of checking accounts for customers through MNC Ebiz Banking, an online banking (web-based) service for business customers ranging from MSME customers to corporations to carry out various banking transactions easily, anytime, anywhere .

In the consumer banking segment, customer account growth is achieved by expanding the merchant ecosystem in the MotionBank application to increase transactions. The more merchants who join, the more attractive offers there will be to attract new customers, which will ultimately increase deposits with a relatively low cost of funds. Apart from that, MNC Bank is also aggressively promoting its superior savings product “Dahsyat Savings”, which consists of: Dahsyat Lottery, Dahsyat Arisan, Dahsyat Bundling, Dahsyat Pasti Berharga, and Dahsyat Acquisition.

MNC Bank has also been appointed to become the Customer Fund Account Bank (RDN). For the initial stage, MNC Bank will provide services for opening MNC Sekuritas share accounts, in synergy with the MNC Group ecosystem.

Digital Banking Service Innovation

Furthermore, MNC Bank is also optimizing the innovative features and functions of digital banking services embedded in the MotionBank application. Increased integration of various community banking needs, coupled with the extensive merchant ecosystem available in the MotionBank application, will make MotionBank the first choice for individuals in carrying out daily financial transactions. Features related to MNC Bank credit cards also continue to be improved, such as the practicality of applying for MNC Bank credit cards via MotionBank.