Bank Al -Maghrib stated that banking needs of liquidity amounted to 113 billion dirhams on a weekly average during the month of July, compared to 114 billion dirhams in the previous month.
Bank Al -Maghrib stressed, in its last monthly publication on the economic, monetary and financial circumstances, that the total volume of its interventions amounted to 128.8 billion dirhams, including 50.7 billion dirhams in the form of 7 days, and 44 billion dirhams through re -purchases for a month and 3 months, and 34.1 billion dirhams in the framework of long -term guaranteed loans.
The same source added that at the level of the Bin-Bank market, the average daily volume of exchanges reached 4.3 billion dirhams, and the weighted medium interest rate stabilized 2.25 percent on average.
At the level of the treasury bond market, the rates increased during the month of July at the level of the primary markets and witnessed almost stability at the level of secondary markets.
For its part, during the month of June, the credit interest rates recorded a decrease of 9 basis to 2.27 percent for deposits for a period of 6 months and an increase of 26 basis points to 2.96 percent for deposits for a year.
With regard to the lowest interest rate on the notebook, it was identified for the second chapter of 2025 at 1.91 percent, a decrease of 30 basis points compared to the previous chapter.
Regarding the city’s interest rates, the results of the bank’s investigation with banks in the second semester of 2025 showed a 14 -point decline in the total medium interest rate to 4.84 percent.
According to the institutional sector, the interest rates applied to private loans decreased by 19 basis points to 5.77 percent, with declines by 25 basis points to 6.88 percent for consumer loans, and by 6 basis points to 4.68 percent for housing loans.
With regard to interest rates applied to non -financial contracting loans, 12 basis points decreased to 4.72 percent, with 32 basis points to 4.82 percent for equipment loans, 9 basis points to 4.64 percent with treasury facilities, and semi -stability of 5.47 percent for real estate recovery loans.
According to the size of the contract, the interest rates applied to the major contracting were known for 29 basis points to 4.67 percent, and by 18 basis points to 5.43 percent for very small, small and medium -sized enterprises.
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