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In the digital era, financial fraud has sophisticated to the point of precisely imitating official messages from recognized institutions. In El Salvador, national banks have warned about a wave of scam attempts that are carried out through SMS, emails and even telephone calls, in which criminals are passed through representatives of banking entities.

This type of deception, known as Phishing, seeks to obtain confidential information such as passwords, security codes or personal data. To achieve this, cybercounts use messages with an alarm or urgent tone that simulate comes from real institutions, generating psychological pressure on the victim to act without thinking.

It is important to remember that no National Bank requests passwords, verification codes or confidential data through text messages, email or telephone calls. If communication is received that generates doubts or fear, it is advisable to not answer, not click on links and communicate directly with your bank for the official channels.

One of the most common mistakes is to enter suspicious links that redirect false sites very similar to the originals. These pages request access credentials or financial information, which allows scams to take control of bank accounts or make unauthorized purchases.

To reduce the risk, it is recommended to activate the verification in two steps (2FA) in all the services that allow it and use safe password managers, which not only store complex passwords, but also alert when a website is suspicious or is on a black safetylist.

Among the most recommended password managers at international and easy access level are:

How to use a password manager?

1. Download the manager of your choice from its official website or application store.
2. Create a safe account With a robust master password, which only you will know.
3. Add your current passwords of banking services, mails, social networks, etc.
4. Activate password generation To create strong keys.
5. Use the browser or mobile app extension To self -reflect your data safely at the login.

In addition, it is essential to educate and educate relatives about this type of fraud. Some warning signs include spelling errors, URLs that do not match the official bank site and requests for urgent actions such as unlocking accounts, verifying payments or “avoiding charges.”

Financial institutions, together with the Superintendence of the Financial System (SSF), call users to report any scam attempt and stay informed about safe practices in the digital environment.

The links included in our journalistic note come from reliable and verified sources.

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