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The magic tricks to make ends meet will also continue in 2024, even if there is still room for optimism: prices are starting to moderate, the Euribor collapses and makes mortgages more convenient, to which is added the extension of some anti-crisis measures… everything is ready to prevent the economic train from derailing.
Topic of the week
Start 2024 well
Fish and seafood establishment in a market
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– A necessary check. This year the main enemy for most pockets has been none other than the exorbitant increase in prices. A trend that the European Central Bank (ECB) has so far managed to mitigate with the rise in rates, even if it has decided to temporarily slow down. Just in case, the Government has extended measures such as the reduction of VAT on food products and the discount on transport season tickets. A slight respite for consumers!
– An unexpected surprise. Mortgaged citizens will face the coming year in a better frame of mind. Against all predictions, in December the Euribor recorded the largest drop in over a decade, abandoning the 4% threshold. The main forecasts indicate that the reference indicator for variable rate mortgages will follow the same trend as the previous year. But to what extent will this affect the supply of mortgages?
Passers-by consult real estate offers in a shop window
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– One of lime and another of sand. Another change that next year will bring is that the Treasury will have greater control over transactions on portals such as Wallapop, eBay and Milanuncios. Despite this, there are ways to reduce the tax burden in paying personal income tax, although for the year that is ending it may already be an impossible mission. Despite this, there are always formulas to encourage family savings.
– Multiply. Among the joys that 2023 brings, a better return on bank deposits after years of drought stands out. Which entities pay the most for your money? Whatever the choice, to make what you earn profitable, it will be useful to always keep in mind the essential keys to saving and investing appropriately.
And also, day by day
Let’s go back to pensions
Growing. The average pension in Spain is close to 1,200 euros, after increasing by 9.5% year-on-year this month. The old-age allowance grows in the same proportion and reaches 1,378 euros, above the 8.5% revaluation agreed this year for pensions.
Pensioners who play sports
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Without brake. Despite the collapse in transactions, apartment prices are not slowing down, especially those of rent. According to data from the Institut Català del Sòl (Incasòl), a new historic high was marked in the third quarter of the year when the average income reached 1,171 euros in the city of Barcelona. An unaffordable rate for many families.
2023-12-30 23:05:00
#Economic #keys #start