MEXICO CITY (apro).- The National Commission for the Protection and Defense of Users of Financial Services (Condusef) issued an alert regarding financial institutions, duly constituted as Profuturo Afore, that have been impersonated by entities that seek to defraud their clients.
Condusef warned that impersonators use the name or corporate name of financial institutions duly established and registered with SIPRES, by individuals or companies seeking to deceive those who require financial services, improperly using their name, logo and denomination through printed or digital media.
In light of these frauds, the commission recommended that people interested in obtaining credit or any other financial service be alert and pointed out the actions used by the scammers:
- They use (without authorization) trade names, corporate names and corporate image of duly authorized and registered financial entities, to impersonate them, changing one or more letters of the name, colors or shapes of the logos, to deceive the public, making use of both conventional means, in brochures, and digital media (web pages, social networks, mobile applications, emails, etc.).
- They ask their victims to send their personal information via WhatsApp or text messages (or access it through mobile application permissions), putting their personal or sensitive data at risk.
- They contact customers requesting personal and confidential information through deception (remember that financial institutions do NOT request personal information or passwords or keys, always contact your financial institution to verify the contact).
- They ask for cash advances or deposits into a bank account (in the name of a company or individual other than the financial institution being impersonated) with the supposed purpose of managing the credit, making advance payments, paying opening fees or as a guarantee, generally for the equivalent of 10% of the total amount of the credit requested, which can be from one thousand to two hundred thousand pesos.
- When victims make deposits into the designated account, which may be a bank or a correspondent, they do not receive the credit and it is then impossible to locate the promoters. This is when the victims discover that they have been deceived.
Condusef issued a list of 49 institutions that have been supplanted, according to the notification received, during May, June and July of this year, and to which people should pay special attention when requesting their services or if they are offered to them:
- ADMIRAL CAPITAL, SA DE CV, SOFOM, ENR
- ALIANZA PONGO, SAPI DE CV, SOFOM, ENR
- ALTA650, S.A.P.I. DE C.V., SOFOM, E.N.R.
- ANALYSIS, FILTER AND INDEXES, SAPI CV, SOFOM, ENR
- SUPPORT FRAME, CV SA, SOFOM, ENR
- ARLAV FINANCIERA, SAPI DE CV, SOFOM, ENR
- OPERATIONAL LEASES IMPULSA, SA DE CV, SOFOM, ENR
- AVLA INSURANCE, S.A. DE C.V.
- FACIL HELP, SOLUCIONES, SAPI DE CV, SOFOM, ENR
- BLOCKFIN, SAPI DE CV, SOFOM, ENR
- BOCAV, SAPI DE CV, SOFOM, ENR
- CAFTEN, S.A.P.I. DE C.V., SOFOM, E.N.R.
- CAJA INMACULADA COOPERATIVE SAVINGS AND LOAN SOCIETY WITH LIMITED LIABILITY AND VARIABLE CAPITAL
- CASHPITAL, SAPI DE CV, SOFOM, ENR
- CESCE MEXICO, SA DE CV
- CONTANGO, SA DE CV, SOFOM, ENR
- ACREIMEX COOPERATIVE, SC DE AP DE RL DE CV
- DEALCORP MX, S.A. DE C.V., SOFOM, E.N.R.
- DOS MOVIMIENTO, SAPI DE CV, SOFOM, ENR
- EMPRENDIMIENTOS MAUSSAN Y GONZÁLEZ, SAPI DE CV, SOFOM, ENR
- MEXICAN COMPANY DEVELOPING THE FUTURE, SA DE CV, SOFOM, ENR
- BUSINESS SCALABILITY IN MEXICO, SAPI DE CV, SOFOM, ENR
- EZY, SAPI DE CV, SOFOM, ENR
- FINANCING FOR WELL-BEING AND DEVELOPMENT, SA DE CV, SOFOM, ENR
- WE FINANCE YOUR GOALS, SA DE CV, SOFOM, ENR
- FINANCIERA ARSESA, SA DE CV, SOFOM, ENR
- FINANCIERA MAESTRA, SA DE CV, SOFOM, ENR
- FINTIGO, SAPI DE CV, COLLECTIVE FINANCING INSTITUTION
- GOLDBERG & ZOGOVIC, SAPI DE CV, SOFOM, ENR
- GROUP COMMITTED BY CRECER, SAPI DE CV, SOFOM, ENR
- GRUPO PIDECO, SA DE CV, SOFOM, ENR
- PROMOTEX GROUP, CV ROOT, SOFOM, ENR
- IMPULSORA DE NEGOCIOS EVER THINK, SAPI DE CV, SOFOM, ENR
- KOMATSU FINANCE MEXICO, SA DE CV, SOFOM, ENR
- LEMON TREASURE, SAPI DE CV, SOFOM, ENR
- M&G TECNOSOLUCIONES, SA DE CV, SOFOM, ENR
- METAFINANCIERA MEXICO, SA DE CV, SOFOM, ENR
- MEX-FACTOR, SA DE CV SOFOM ENR
- NEWPORT FINANCIAL, CV ROOT, SOPOM, ENR
- NORTHEAST BUSINESS OPTIONS, SA DE CV, SFP
- PASEFI, THE TWO CV, SOFOM, ENR
- PERALTA SOLUCIONES, SAPI DE CV, SOFOM, ENR
- FUTURE BUSINESS, CV SA
- DEVELOPING NETWORK, SA OF CV, SOFOM, ENR
- SAVVI FINANCIEROS, SA de CV, POPULAR FINANCIAL SOCIETY
- STRUCTURA CAPITAL MANAGEMENT, SAPI DE CV, SOFOM, ENR
- TIVEG, SAPI DE CV, SOFOM, ENR
- VALUBY, ROOT OF CV, SOPHOM, ENR
- ZENDERE FINANCIAL, SA DE CV, SOFOM, ENR
In addition, Condusef issued a series of measures to protect against possible fraud by impersonators:
- Keep in mind that no one asks for money to lend money, so avoid taking out loans or credits in which you have to make advances for any reason, it is usually a fraud.
- Make sure that the Financial Institution is registered in SIPRES, where you can verify the address, website, logos and phone numbers, in the following link:
- In light of the new fraud techniques, do not forget to check SIPRES, where the data of the financial institutions are located in order to contact them and verify if they provide the service they offer through the person you contact, if it is their logo, their website, requirements to contract the financial product or service and even ask if they contract remotely or through digital means and if they have mobile applications in digital stores, to avoid being deceived.
- Do not provide money before granting a loan, whether for insurance, commission or credit management. Legally operating financial institutions do not ask for money in advance.
- Do not provide personal documents or credit or debit card information, passwords or keys.
- Do not provide information or carry out operations through Facebook, WhatsApp or any other social network.
- Do not sign any document before reading it completely and in detail.
- If you use the Internet as a means of contact, you must verify the information and ensure that the website is a secure page that uses a security protocol (and that it actually corresponds to the financial institution you wish to contact).
The authority also recommended being alert to new ways of defrauding people or endangering their personal integrity through digital means, such as the well-known “debt mounting”. In addition, it is important to remember that not all financial entities operate through digital means or have mobile applications to offer services and it should always be verified if the person offering the credit is registered in SIPRES; if not, it is not a financial entity.
Profuturo’s response
In response to the Condusef resolution, Profuturo later issued this message:
#Condusef #warns #clients #Profuturo #financial #institutions #fraud #scammers #operate
2024-08-27 19:31:57