AFP: 88% of affiliates will withdraw funds to use them for their expenses

For this reason, he suggested that this type of affiliate should consider open an account that offers banking operations without maintenance costs to organize your expenses.

However, if retirement age is close and there is no significant balance, the withdrawn funds, equivalent to 4 Tax Tax Units (UIT) or S/20,600could be destined for a venture, as long as it is carefully planned and structured.

When you intend to invest, it is important to keep in mind that There are risks and the results may be uncertain.

Marín suggests that those who wish keep your money under your control and don’t spend itconsider making time deposits ranging from 180 days up to 1,080 days.

“In all options you must evaluate the one that gives you a better return (profit) than what you could have in a savings account”, he clarified.

According to BanBif, it is calculated that for every S/100 thousand invested in a background of AFPyou could receive a monthly pension of approximately S/500.

AFP Retreat 2024

From the May 20thyou will have the option to request the withdrawal of funds from your AFP. If you are affiliated with Private Pension System (SPP)during this year 2024 You can request the withdrawal of up to S/20,600.00, which is equivalent to the value of 4 UIT, from your AFP account.