A new generation of low pensioners is created since the official statistics show that more than 1.735 million unemployed people are led to particularly low pensions that will not exceed 1,000 euros, due to the choice of the two lowest insurance categories. This is because the lower the contributions, the lower the future pension. It is pointed out that for the insured who are close to retirement age, choosing a higher insurance category for a few years is not enough to secure a satisfactory amount. Higher pensionable earnings result from choosing the third insurance category and above.
According to the official figures of EFKA, 1,017,482 freelancers and self-employed people, i.e. 78% of the total, chose for another year the two lowest categories of insurance contributions, paying up to 285.87 euros per month. The picture is the same for farmers, with the overwhelming 95.2% (399,935 insured) choosing the first insurance category, paying 141.80 euros per month.
The deadline for choosing an insurance category among the six that exist ended on Wednesday, January 31, and 1.3 million unemployed people are required to pay the first installment of their contributions at the end of this month. Contributions for all insurance categories (pension, health care, supplementary insurance and lump sum benefits) will be increased by 3.46%.
According to the EFKA data, the total number of self-employed persons amounts to 1,837,826, of which 1,417,911 are self-employed and freelancers and 419,915 are farmers.
In the special category with insurance up to 5 years, 228,089 freelancers and self-employed joined, paying 142.93 euros. 1,057,743 insured joined the first category with monthly contributions of 238.22 euros, 49,739 insured joined the second category with contributions of 285.87 euros, 36,754 insured joined the third with contributions of 342.59 euros, 36,754 insured joined the fourth with contributions of 411.78 euros 21,172 insured, 10,633 insured joined the fifth with contributions of 493.46 euros and 13,781 insured joined the sixth with contributions of 642.06 euros.
In the first three categories, including the special category, 96.7% of the freelancers and self-employed joined, 1.372 million insured, paying up to 342.59 euros per month.
Regarding farmers, out of a total of 419,915, 95.2% (399,935 insured) chose the first category paying 141.80 euros per month, 7,829 insured chose the second category paying 170.15 euros, 4,912 insured the third category paying 204 ,18 euros, 3,584 insured in the fourth category paying 245.02 euros, 1,719 insured in the fifth category paying 294.94 euros and 1,936 insured in the sixth category paying 384.56 euros.
ILIAS GEORGAKIS
#million #unemployed #people #pensions #euros
2024-03-14 21:59:26